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Golden Years

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Before the Move

  • Options for Retirement Living

    There are many options when it comes to retirement living. In fact, many provinces in Canada have their own unique terms for the different stages of living after retirement. When choosing which option is best for you, it is important to know the differences between all of these. This article will break it down into the three types: independent living, assisted living, and long-term care. While the terms for each stage may vary by province, […]

  • Creating a Budget

    Why create budget? It is easy to let spending get out of hand, an extra drink at the bar, splurging on a long weekend get away or indulging in the new iPad that you just don’t need. No one ever said you should count pennies but being smart about your money is always a good thing. Having a budget can mean finding a way to put money aside for an important purchase or creating a […]

  • Should I Sell On My Own or With An Agent?

    Are you considering selling your own home or working with a real estate agent? Many sellers feel that real estate commissions are too high. On a $300,000 home, those commissions can add up to $15,000 or more. In theory, you can save thousands of dollars if you sell your own home.  But do you have the time or skills to sell your own home? We will provide you with some important guidelines that may help […]

  • Best Times to Apartment Hunt

    Spring (March- May) If you are apartment hunting in the spring, and want to have lots of choices, you are in luck! This a common time of the year for lease renewal so tenants are deciding whether or not they are staying in their apartment for another year or not and new apartment listings are popping up all the time. The weather is also becoming milder, making pounding the pavement more pleasant when visiting multiple […]

  • How To Find & Select a Real Estate Agent

    Are you searching for a new house? Are you unhappy with the real estate agent that you’ve used in the past? Are you moving to a new city and looking for another home?  We have all the tips you will need to help you find and select the real estate agent that is right for you and your needs. Here are a few general considerations to get you started Start by finding out which agents […]

  • Choosing a building

    Choices of buildings when renting!

    Different types of buildings offer different advantages and disadvantages. Before you start looking, you might want to decide what type of building suits you best and what kind of rental accommodation you are looking for. High Rise Apartment Building Advantages An advantage of looking for an apartment in a high-rise building is that there are a lot to choose from. Many apartments for rent can be found in these buildings and can often offer great […]

  • Find an Agent

    Need some professional advice? Use this tool to find a real estate agent or broker near you.

  • Selecting Your New Apartment

    What are you looking for in your new apartment? When you start your apartment search, you are going to realize that there are hundreds of options on the market. In order to narrow down your search and make your apartment hunt as efficient as possible, there are a couple of factors you should consider before you begin. Thinking about these different aspects of your future home will help save time because you will easily be […]

  • Scheduler

    This tool helps you plan and schedule each step of your move.

  • Monthly Budget

    Calculate your monthly expenses with this tool.

  • Preparing Home for Selling

    Preparing Your House for the Real Estate Market

    You want to sell your home. You are ready but is your house ready? Here are some step-by-step instructions and tips for ensuring that your house is at its best and more than ready for the real estate market. Clean, Clean, then Clean Some More… People will judge whether or not they want to live in a home primarily by what they see. If they see a dirty house, they’ll wonder about its condition and […]

  • Cleaning Checklist

    Cleaning Checklist to Help Sell Your Home

    Cleaning your home is the first step to showing it in its best light. Buyers look into every nook and cranny. You should go through your home as if you were a potential buyer and look at it with critical eyes! If it is dirty, clean it. If it is broken, fix it. If it is noisy, silence it. If it is not working, repair it. Here is a checklist to help you plan your […]

  • Meeting Landlord

    Meeting Your Landlord For The First Time

    When meeting your new landlord for the first time, you will most likely be exchanging personal information, signing a lease and discussing specifics about move dates or building regulations. Make sure you go prepared and come out feeling confident about your interaction, even if it is your first move! Here are some key tips and tricks to follow: 1. Try to visit the apartment with your new landlord Meeting your landlord at your new apartment […]

  • Insuring Your Apartment

    Do you need insurance for your apartment? The short answer is yes. Why Get Insurance? Although landlords will have insurance for the property or for liability, as a tenant it is still important to get renters’ insurance. Renters’ insurance will protect all of your personal belongings within your home in the case of theft, a fire or flooding. Depending on the coverage you purchase, renters’ insurance can also protect you against a guest who injures […]

  • What is Home Staging?

    Home Staging is the preparation of a home inside and out for viewing by potential buyers in advance of  its being listing on the real estate market. The purpose of Home Staging is to bring a home’s best features forward, and assure a favorable presentation. Staging a home can help potential buyers see themselves in it as their home. This has value as only about 5% of potential buyers can visualize changes to a home, they […]

  • Renting in NWT

    Do I need to sign a lease or tenancy agreement? No. A tenancy agreement may be written, verbal or implied, though a written tenancy agreement is recommended.  Most landlords use written agreements. Types of rental periods, which determine how long you can stay in the apartment: Periodic Lease: the rental period can relate to a calendar week, month, or year Fixed Term Lease: lease of predetermined period Is a signed move in/move out condition report […]

  • Should I Buy or Rent?

    So you are considering moving and don’t know if you should you buy or rent in your new city? This article has been written to assist you further when answering the age-old question of should I buy or rent my home. While it is certainly wise and essential for you to calculate the costs of both approaches, the numbers are not everything. Before getting started, an important caveat is that it is difficult to explore […]

  • Renting in Alberta

    Do I need to sign a lease or tenancy agreement? No.  However, if you (the tenant) choose to present a signed agreement to the landlord, he or she must sign it and return it within 21 days.  The 21-day period begins when you sign the agreement, and you may withhold payment until the agreement is signed and returned to you. Types of rental periods, which determine how long you can stay in the apartment: Periodic […]

  • Renting in British Columbia

    Do I need to a sign lease or tenancy agreement? Yes. A landlord is obligated to give the tenant a copy of the tenancy agreement within 21 days of signing. Types of rental periods, which determine how long you can stay in the apartment Periodic Lease: the rental period can relate to a calendar week, month, or year Fixed Term Lease: lease of predetermined period. *Note that most tenancies in BC are month-to-month. Is a […]

  • Renting in Manitoba

    Do I need to sign a lease or tenancy agreement? No.  However, if the agreement is a written one, both tenant and landlord must sign it and the landlord must give the tenant a copy of the agreement within 21 days after the tenant has signed it. Tenants who haven’t received a copy of their lease may contact the Residential Tenancies Branch – (Winnipeg Office): Telephone: (204) 945-2476 Toll Free in Manitoba: 1-800-782-8403 FAX: (204) […]

  • Renting in New Brunswick

    Do I need to sign a lease or tenancy agreement? Yes. Two copies of a standardized lease, called the Residential Lease, must be signed by both the landlord and tenant for all tenancies. In situations where the landlord and tenant did not sign the required Residential Lease, its terms will still apply to the tenancy and the tenancy will have a month-to-month term. Residential Lease forms are available online at the Service New Brunswick website: […]

  • Renting in Yukon

    Do I need to sign a lease or tenancy agreement? No, it may be written or oral, express or implied. However, where a tenancy agreement in writing is executed by a tenant and delivered to the landlord, the latter shall ensure that a fully executed duplicate original copy of the tenancy agreement is delivered to the tenant within 21 days. Types of rental periods, which determine how long you can stay in the apartment: A […]

  • Renting in Saskatchewan

    Do I need to sign a lease or tenancy agreement? This depends on the choice of rental period, which can be periodic, fixed, or any other term. Periodic lease: one is not required to sign a lease or tenancy agreement. A fixed term lease of more than 3 months: must be in writing. If the rental agreement is written, the landlord must give a signed copy to the tenant within 20 days of when the […]

  • Renting in Quebec

    Do I need to sign a lease or tenancy agreement? No. However, if written, the applicable lease form of the Régie du logement must be used. In the case of an oral lease, the landlord must give the tenant a form entitled “Mandatory Writing” within 10 days of the agreement. This form is sold at the offices of the Régie du logement and Quebec bookstores; it is not available online. Types of rental periods, which […]

  • Renting in PEI

    Do I need to sign a lease or tenancy agreement? No. A verbal agreement can still be binding. However, where a written rental agreement exists, there are a number of requirements: The landlord must provide the tenant with a full copy of that agreement within 21 days of the date that the agreement was signed. If the landlord does not provide the tenant with a copy of the written agreement, the tenant is not bound […]

  • Renting in Ontario

    Do I need to sign a lease or tenancy agreement? No. However, if the tenancy agreement is not in writing, the tenant must be provided with written notice of the legal name and address of the landlord for the purpose of giving notice or delivering other documents. The landlord must provide the tenant with this information within 21 days after the tenancy begins. If the landlord fails to provide the required information, the tenant’s obligation […]

  • Renting in Nova Scotia

    Do I need to sign a lease or tenancy agreement? No. However, if a written lease exists, it must include elements of a prescribed lease outlined in the regulations. Without a lease, the landlord-tenant relationship is still guided by the standard terms of the prescribed lease. A written-agreement form is available online by the Government of Nova Scotia: http://www.gov.ns.ca/snsmr/pdf/ans-residential-tenancies-standard-form-lease.pdf Types of rental periods, which determine how long you can stay in the apartment: Periodic Lease: […]

  • Renting in Nunavut

    Do I need to sign a lease or tenancy agreement? No. A tenancy agreement may be written, verbal, or implied. A written tenancy agreement is recommended, but the law does not require it. Most landlords use written agreements. Types of rental periods, which determine how long you can stay in the apartment: Periodic Lease: the rental period can relate to a calendar week, month, or year Fixed Term Lease: lease of predetermined period Is a […]

  • Renting in Newfoundland & Labrador

    Do I need to sign a lease or tenancy agreement? No. A verbal agreement is binding; however, a signed written lease form is recommended. Types of rental periods, which determine how long you can stay in the apartment: Week-to-week Month-to-month A fixed term of not less than 6 months and not more than 12 months Is a signed move in/move out condition report required? No. A checklist is recommended, but is not mandatory. The following […]

  • Furnished vs unfurnished apartments

    One of the decisions you may need to make when looking for an apartment, condo or home is whether or not you want your new home to come already furnished. The majority of apartments are not furnished when you move in, but there are some advantages and disadvantages to consider if the apartment you are looking at is furnished. Advantages: Cost savings If you don’t have any furniture at all, furnishing a whole apartment can […]

  • Expense Tracker

    Use ”Expense Tracker” Tool to Budget for Your Move

    You may want to move, you may have to move. Either way there are costs associated with a move. The costs will vary depending on whether you are ”doing it yourself” or moving with professionals, whether you are moving locally or across the country, and whether you are moving alone or with a family. This list will help you determine what costs you might incur. Use the ”Expense Tracker” Tool to keep track of those […]

  • Organize Your Move!

    Did you know that moving is often considered the third most stressful event in most people’s lives? When it comes time to move most people feel overwhelmed by the number of tasks they need to coordinate. There are utility company updates, address changes and so many questions: Will the new house require renovations? How much time will I have to move? How will I get the old house cleaned? Who will move me? The list […]

  • Expense Tracker

    Calculate the cost of you move with this handy tool.

  • Has your stuff exceeded your space?

    The average home may be bigger, but it seems we have no problem filling it up. Feeling cramped? Starting a renovation? Staging your home? Going away temporarily? It may be time to look into securing storage and the choices have never been better. If you’re looking for some additional room, read on. Assess your needs How much do you have? Organizational experts agree that the first step is to purge, purge, purge. In addition to […]

  • Furniture Exchange

  • Do I Move Myself or Hire a Mover?

    By now, you know there are a lot of questions to answer when planning a household move. This article will help you answer the question of whether you should move yourself or hire the services of a professional mover. Like most questions of a personal nature, the answer will vary tremendously from one person to the next based on a variety of factors such as time available, money, family size, geographic distance, and complexity of […]

  • Renting a Moving Truck

    How to Rent a Moving Truck

    This article has been written to teach you all you need to know to rent your own moving van, truck, or trailer. As with any aspect of moving, it is best to answer a few basic questions before researching prices.  We suggest you start the exercise by asking yourself the following few questions: Where are you going? If you are only moving across town, most rental agencies will accommodate your needs.  However, if you are […]

  • Moving Trucks

    Choosing The Right Mover

    There are essentially two types of movers to choose from: Van line- affiliated movers Usually franchises of a larger van line company Greater degree of protection if problems occur More support for long-distance moves (which are defined differently by organization) Most have multiple locations within the country or worldwide Independent movers Usually specialize within a smaller local area In the case of long distance moves, some will broker the move to a third party.  This […]

  • Find a Mover

    Need some extra help? Use this tool to find a professional mover near you.

  • Moving Truck

    Moving Estimates – What To Expect

    In addition to the information found in the article, “Choosing The Right Mover”, this article will help you better prepare for obtaining reliable moving estimates. If you have decided to use, or are considering, a professional mover, you should obtain comprehensive written estimates from at least three different moving companies. These estimates will not only be an important factor in selecting the right moving company; they will also help you finalize a realistic moving budget. […]

During the Move

  • packing goods

    How do I pack my belongings?

    Assuming you decided to pack your own belongings, this article will help you with a step-by-step plan to tackle this big step. Careful planning and packing will save you time, money and potentially a lot of frustration. Step 1 – What stays and what goes? Decide what will move with you and what will stay behind. There may be items that you no longer need or want. As soon as you have made those decisions, […]

  • Top 7 Ways to Find Moving Boxes for Free

    Making the decision not to purchase your moving cartons is an effective way to cut costs when moving to a new location. However, the process of locating them isn’t always convenient. Here are a few tips on how to quickly and easily obtain moving boxes, free of cost. 1: Ask around Do you know someone who has recently moved? Has a new family just moved into your neighbourhood? Chances are, they still have a number […]

  • liquids

    How to Pack Liquids

    It can be tricky to transport liquids from your old location to your new one, so we’ve put together some helpful tips on how to safely pack them to ensure a smooth, risk-free transition. Be sure to read the tips and warnings at the bottom of the page if you are handling potentially dangerous or toxic liquids, such as bleach or flammables. What You’ll Need Tape gun (a.k.a. adhesive transfer gun) Permanent marker Adhesive labels […]

  • Packing an ”Open-Me-First” Box

    Packing for a move can be a stressful process, one that can often have you asking, “but where do I start?” An oft-overlooked but vitally important detail, your “Open-Me-First” carton (a carton of basic necessities you’ll need to get settled into your new place), should be on top of your list of priorities before moving day. Here is a step-by-step guide to help you prepare and assemble your Open-Me-First carton. Step 1: Packing Your Essentials […]

  • How to Pack Your Bedroom

    When packing up your bedroom for moving day, you want to be certain that everything is handled with the utmost care. These are, after all, your most personal belongings! From your furniture to your clothing to your personal library and everything in between, read on for a step-by-step guide to packing your bedroom goods. What You’ll Need Tape gun (a.k.a. adhesive transfer gun) & tape Permanent marker Unprinted (blank) newsprint sheets or packing peanuts Large […]

  • How to Pack your Garage or Tool Shed

    Not sure how to pack your skis, hoses, brooms, and other garage items? Here’s a step-by-step guide to help you effectively tackle this important space before moving day. What You’ll Need Tape gun (a.k.a. adhesive transfer gun) Permanent marker 2 or 4 cubic foot cartons Plastic bins (for storing liquids) Wardrobe box (as needed) Preparing Read the tips and warnings at the bottom of this page before you proceed. Many of these will redirect you […]

  • How To Pack Your Kitchen

    Here is a step-by-step guide on how to best pack your kitchen before your move, from dishes and plates to appliances. For more information on packing your household items like home decor and domestic plants, enter a keyword in the searchbar above or keep reading our series on packing your household goods, using the links at the bottom of this page. What You’ll Need Tape gun (a.k.a. adhesive transfer gun) Permanent marker Blank newsprint sheets […]

  • moving truck

    How To Load A Moving Truck

    You packed your belongings, reserved a moving truck and are now thinking about what moving day will look like. Advance planning will make moving day go a lot smoother and faster. This article provides you with tips to help in preparing for loading the moving truck. Before moving day arrives, consider the following tips to helps ensure a trouble free moving day: 1. Find additional helpers. You will likely need to move heavy items and […]

  • unloading moving truck

    Unloading Your Goods from The Moving Truck

    You have now arrived at your new home and are in the home stretch, but you are not done yet. While the process of unloading the moving truck is largely the opposite of loading the truck, a bit of organizing will help make sure your stuff gets off the truck as safely and quickly as it went on. The tips below will help you organize your thoughts and devise a plan that works best for […]

  • unpacking boxes

    Unpacking Your Household Goods

    Once the moving truck has been unloaded, it is easy to feel overwhelmed by the stacks of boxes around you. The good news is that this is the last step in your journey! Remember you do not have to unpack all boxes in one day. The first rule of thumb is: get organized. But how do you do that? This article provides you with a variety of “how-to” hints that range from general to room-by-room […]

  • Moving Your Car

    Like most elements of your move, there are a number of different ways toyou’re your car to your new location. Selecting the best option for you will largely depend on how far your move is and how much value you place on your car. To help with your shipping decision, this article presents three options: Drive your car yourself, Hire someone to drive your car, or Ship your car. An important caveat – if you […]

  • What About Fido?

    You thought about Hydro, but what about Fido? You are on top of your move! Change of addresses sent, utilities notified, truck rented. But what about your furry sidekick? (or scaly, or slippery, or feathered?) By now, you’ve already checked the municipal by-laws, as well as any apartment / condo rules, to ensure your pet will be welcomed in your new home, as well as any codes of conduct you will be required to adhere to. So […]

After the Move

  • keeping home cool

    Keeping your home cool

    If you don’t have air conditioning or if you just want to keep your electricity bill down this summer, here are some ways to battle the heat in your home. Curtains Keeping your curtains closed, especially during mid day hours, keeps the hot sun out and the cool air inside. Make sure that you close them before leaving for work in the morning. Having light coloured curtains will attract the sun even less. Lights Leaving […]

  • Cancelling My Lease in PEI

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract. Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – or at least minimize- penalties from your landlord. The best way for you to do […]

  • Cancelling My Lease in Saskatchewan

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract. Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – or at least minimize- penalties from your landlord. The best way for you to do […]

  • Caneeling lease quebec

    Cancelling My Lease in Quebec

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract. Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – or at least minimize- penalties from your landlord. The best way for you to do […]

  • Cancelling my Lease in Alberta

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract. Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – or at least minimize- penalties from your landlord. The best way for you to do […]

  • cancelling lease in the Yukon

    Cancelling My Lease in Yukon

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract. Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – or at least minimize- penalties from your landlord. The best way for you to do […]

  • Cancelling my lease in nunavut

    Cancelling My Lease in Nunavut

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract. Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – or at least minimize- penalties from your landlord. The best way for you to do […]

  • Cancelling My Lease in Ontario

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract. Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – or at least minimize- penalties from your landlord. The best way for you to do […]

  • cancelling lease nova scotia

    Cancelling My Lease in Nova Scotia

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract. Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – or at least minimize- penalties from your landlord. The best way for you to do […]

  • Cancelling My Lease in British Columbia

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract.  Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – or at least minimize- penalties from your landlord.  The best way for you to do […]

  • cancelling newfoundland lease

    Cancelling My Lease in Newfoundland & Labrador

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract. Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – or at least minimize- penalties from your landlord. The best way for you to do […]

  • Cancelling My Lease in New Brunswick

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract. Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – or at least minimize- penalties from your landlord. The best way for you to do […]

  • Cancelling My Lease in North West Territories

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract. Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – or at least minimize- penalties from your landlord. The best way for you to do […]

  • Cancelling My Lease in Manitoba

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract.  Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – or at least minimize- penalties from your landlord.  The best way for you to do […]

  • Hot Air Balloons

    Moving from one province to another – What you need to know!

    Moving can be overwhelming, with a seemingly endless list of things to worry about even if you are just going around the block. Don’t know where to start? For a handy list of activities and their timing, consult our Scheduler and just follow along. So if you are moving out of the province does that make it even harder? Not really! But there are a few more organizations to contact. The main issue with changing […]

  • Exchanging your driver’s license within Canada

    Is your next adventure taking you across provincial lines? If so, exchanging your driver’s license is an important thing to do. And not just for the sake of having a resident’s ID – it is a legal requirement. Fortunately, it is also a relatively simple thing to do as all provinces and territories recognize licenses issued elsewhere in Canada. This means that a valid license from one jurisdiction can be exchanged for a license of […]

  • Getting to Know Your New Neighbourhood

    Whether you are moving to a whole new city or just a new neighborhood, its never easy! The faster you get to know your new neighbourhood, the sooner you will feel at home again. There are a couple of ways you can get to know your new surroundings. Here are some of our favorites! Maps and guidebooks Although you might think a guidebook is for tourists, you would be surprised how helpful these can be […]

  • Settling In Advice for the Whole Family

    After the tiring and seemingly never ending list of to-dos, this is the fun part of the move – settling in. The adventure begins now for the whole family –discovering the new neighbourhood and the surprises it will have in store. This article goes over some useful guidance for helping the family settle into your new home. Be prepared to deal with mood changes and reintroduce house rules More than ever, keep an eye on […]

  • Health Care Insurance in each province

    When moving from one province to another, you must apply for your Health Card as soon as possible, as most provinces or territorial government have a three month waiting period to qualify. Having a Health Card will give you access to insured health care services in your new province or territory. The following provincial and territorial web sites will give you details about application procedures: Province Health Care Links Alberta http://www.health.alberta.ca/ Alberta Health Care Insurance […]

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