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  • Land Transfer Taxes in Saskatchewan

    Land Transfer Taxes (LTT) are provincial taxes levied on the exchange of real estate, and are the responsibility of the purchaser. Usually the LTT is a percentage of the property value.  All provinces have a land transfer tax except Alberta and Saskatchewan (who instead levy a much smaller fee). Note that Ontario, Toronto, B.C. and PEI there are LTT rebates […]

  • cancelling newfoundland lease

    Cancelling My Lease in Newfoundland & Labrador

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract. Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – […]

  • Home Purchase Costs

    There are many expenses that will be incurred when purchasing and moving into a home.  Awareness and a little bit of early planning will help avoid any unpleasant surprises. Here is an overview of typical expenses, broken down into two parts: those incurred before or during the purchase process, and those incurred once you have purchased the home and are […]

  • Land Transfer Taxes in Newfoundland & Labrador

    Land Transfer Taxes (LTT) are provincial taxes levied on the exchange of real estate, and are the responsibility of the purchaser. Usually the LTT is a percentage of the property value.  All provinces have a land transfer tax except Alberta and Saskatchewan (who instead levy a much smaller fee). Note that Ontario, Toronto, B.C. and PEI there are LTT rebates […]

  • Caneeling lease quebec

    Cancelling My Lease in Quebec

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract. Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – […]

  • Renting in Ontario

    Do I need to sign a lease or tenancy agreement? No. However, if the tenancy agreement is not in writing, the tenant must be provided with written notice of the legal name and address of the landlord for the purpose of giving notice or delivering other documents. The landlord must provide the tenant with this information within 21 days after […]

  • Selecting a Mortgage

    Once your offer to purchase has been accepted you should see your lender to verify and update your financial information.  Your lender may request a property appraisal and/or a land survey.   In addition, title insurance may be required.  Your lender will then go over available mortgage options. There are two primary options: Conventional Mortgage: A conventional mortgage is a mortgage […]

  • Land Transfer Taxes in Nova Scotia

    Land Transfer Taxes (LTT) are provincial taxes levied on the exchange of real estate, and are the responsibility of the purchaser. Usually the LTT is a percentage of the property value.  All provinces have a land transfer tax except Alberta and Saskatchewan (who instead levy a much smaller fee). Note that Ontario, Toronto, B.C. and PEI there are LTT rebates […]

  • Resolving Conflicts With Neighbours

    How to resolve conflict effectively Whether you are living in a house, small complex or large apartment building, you will always have neighbours. Good relationships with your neighbours can mean the difference between having someone reliable to pick up your mail while you are away and having to listen to music blare until the wee hours of the morning. When […]

  • Cancelling My Lease in PEI

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract. Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – […]

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