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  • Land Transfer Taxes in Nova Scotia

    Land Transfer Taxes (LTT) are provincial taxes levied on the exchange of real estate, and are the responsibility of the purchaser. Usually the LTT is a percentage of the property value.  All provinces have a land transfer tax except Alberta and Saskatchewan (who instead levy a much smaller fee). Note that Ontario, Toronto, B.C. and PEI there are LTT rebates […]

  • Do It Yourself Tips for Painting Your New Place

    When you move into your new apartment you may want to revive your rooms with a fresh coat of paint. Even if it is just a coat of crisp white paint, it can make your apartment look brighter and new. Depending on the current conditions of the walls when you move in, your landlord may take on the responsibility of […]

  • How To Find & Select a Real Estate Agent

    Are you searching for a new house? Are you unhappy with the real estate agent that you’ve used in the past? Are you moving to a new city and looking for another home?  We have all the tips you will need to help you find and select the real estate agent that is right for you and your needs. Here […]

  • Moving With Pre-teens & Teenagers

    Moving is often hardest on this age group because at this age, friends are vitally important.  Moving means giving up these friendships and having to form new ones.  Whether you are expecting delight and excitement or contempt and resistance, your best defense is a plan. This article, together with its tips and checklists, has been written to help facilitate moving […]

  • Cleaning Checklist

    Cleaning Checklist to Help Sell Your Home

    Cleaning your home is the first step to showing it in its best light. Buyers look into every nook and cranny. You should go through your home as if you were a potential buyer and look at it with critical eyes! If it is dirty, clean it. If it is broken, fix it. If it is noisy, silence it. If […]

  • Insuring Your Apartment

    Do you need insurance for your apartment? The short answer is yes. Why Get Insurance? Although landlords will have insurance for the property or for liability, as a tenant it is still important to get renters’ insurance. Renters’ insurance will protect all of your personal belongings within your home in the case of theft, a fire or flooding. Depending on […]

  • Moving With Younger Children

    Together with tips and checklists, this article has been written to help facilitate moving with preschoolers and younger children including: How to tell younger children about the move What reactions you can expect from them What can your child do to help and be actively involved Packing and moving day to-do lists An earlier article, ‘’Moving with children’’ provides general […]

  • What About Fido?

    You thought about Hydro, but what about Fido? You are on top of your move! Change of addresses sent, utilities notified, truck rented. But what about your furry sidekick? (or scaly, or slippery, or feathered?) By now, you’ve already checked the municipal by-laws, as well as any apartment / condo rules, to ensure your pet will be welcomed in your new home, […]

  • Selecting a Mortgage

    Once your offer to purchase has been accepted you should see your lender to verify and update your financial information.  Your lender may request a property appraisal and/or a land survey.   In addition, title insurance may be required.  Your lender will then go over available mortgage options. There are two primary options: Conventional Mortgage: A conventional mortgage is a mortgage […]

  • Cancelling My Lease in New Brunswick

    Leases are a binding contract between a tenant and a landlord and breaking a lease is a breach of this contract. Despite this breach, you may find yourself with a valid reason for needing to break your lease – such as moving to another city. If you are in this situation, we want to help you try to avoid – […]

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